4000 4th Street SE, Suite 218, Calgary, AB T2G 2W3View on Map »

Empty Nest / Near Retirement

Work because you want to, not because you have to. Isn't that the dream?

Imagine the amazing feeling of doing something because you enjoy it and want to rather than because you have-to work. Most Canadians are working full-time and doing work they may not enjoy, not because they want to, but simply because they must.

They work because they need to:

  • Pay the mortgage
  • Feed & clothe their families
  • Educate their children
  • Save for retirement

With more than half of Canadians entering retirement with some form of debt in tow, the need for our work has never been greater1. In fact, about one-fifth of retirees in Canada are still paying a mortgage, according to a recent Sun Life Financial survey. And when you factor in the roughly two-thirds of retirees still carrying credit card debt, that's a lot of money that's still flowing out of their bank accounts2.

We have proven realistic strategies that help our clients to:

  • Accelerate the paydown of your mortgage without changing your current lifestyle using little known techniques
  • Save taxes and redirect those savings to accelerate retirement savings without affecting your current lifestyle
  • Save future taxes by structuring your financial life with the end in mind using little known techniques

Our plans are rooted in math and science, simple to understand and focus on helping grow your wealth. We use probability theory and stress testing to create a solid financial plan in the present and future.

We take the guesswork out of life stage transitions. Whether you are just starting out or focused on advancement in your established career, contemplating retirement or enjoying retirement, we can help you make sense of your financial world and set up a more certain future.

Our work answers the fundamental question of "Will I be ok?"

Wouldn't you like to know?

1CIBC: More Than Half of Retired Canadians are Carrying Debt - https://www.cibc.com/en/personal-banking/advice-centre/retirement-planning/carrying-debt-in-retirement.html

2Retiring With A Mortgage in Canada - https://loanscanada.ca/mortgage/retiring-with-a-mortgage-in-canada/