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Your Retirement

After years of living the “rat race”, you are looking forward to the day when you can start living on your own schedule. Being a good employee is important, but eventually you will arrive at the day when you are the boss. But do you have enough assets to enjoy your preferred lifestyle? When considering a proper retirement plan it is critical to think about the three phases of retirement planning.

Accumulation

A good retirement plan starts on your first day in the working world. This is the accumulation phase. The earlier you can start saving, the more your money will have a chance to compound throughout the years. However, most young people don’t have huge incomes, so this is a challenge.

Pre-Retirement

Ironically, you make the most amount of money just before you retire, so there is less of a chance for it to have time to compound. But don’t let this discourage you.

Retirement

At this point, you will be concerned with income and wealth preservation. Growth will take a backseat so you can focus on paying the bills with the proceeds from your nest egg.

With careful planning, you can make sure your money outlasts you.

Like a tour guide in a foreign country, a financial planner can guide you through the world of finance to make sure you have the best retirement experience possible.

Retirement Plan

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